March 24-26, HUB13, Helsinki
The applications are now closed.

Did you know that disability costs our society more than 4 billion euros a year? It is an expense that is paid also by every working person.

Vocational rehabilitation offered by earnings-related pension companies reduces the number of disability pensions. In 2016 (2015), Varma spent EUR 37.5 (33.9) million on rehabilitation, which translates to savings of EUR 399 (372) in pension expenditure.

Continuing at work also benefits the individual, as the income earned from work is usually much higher than pension. Wages also accrue more pension. By increasing awareness and eliminating the threat of disability, considerable financial benefits can be achieved for individuals, companies and society as a whole.

Varma’s CEO Risto Murto invites you to Varma Hack

Rise to the challenge and develop a rehabilitation support service

Develop a clear, easy-to-use and responsive digital service that can help motivate people to remain in or return to working life.

Knock our socks off with an appealing and entertaining service that we can integrate with Varma’s current digital services. Create something entirely unique that revolutionises the earnings-related pension industry’s services, which are considered rather uninspired.

The service you create will help to increase the use and success of Varma’s digital rehabilitation services and decrease the number of disability pensions.

What can I do?

Not enough is known about how disability can be prevented. Anyone of us can develop workability problems. What steps should be taken when brief periods of sick leave become a regular occurrence or an individual can no longer cope with their work duties?

More information on rehabilitation is available at In mid-March, we will launch a new digital service aimed at our vocational rehabilitation customers. If you are a Varma customer, you can learn more about the service as of 14th March in Varma’s eServices, which requires logging in using your personal Finnish banking codes.

Varma secures pensions

Varma provides pension insurance for work carried out in Finland. We take care of the statutory earnings-related pension cover of private sector employees and self-employed persons. We have approximately 66,000 self-employed and employer clients, and we handle the earnings-related pension coverage of some 862,000 people.

We invest the assets collected as pension contributions for current and future pensions. With investments of EUR 40.0 billion, Varma is the largest private investor in Finland.

Varma’s head office is located in Salmisaari, Helsinki.

You can sign up alone or in teams (preferred). If you sign up as a team, every team member still has to fill in the application. The applications are open until 19.03., and we will announce the selected participants & teams on 20.03.

The pre-event is for the selected teams, and it is taking place on 22.03. at 5pm at HUB13 (Kaisaniemenkatu 13A). In the event, you will hear more about the challenge from Varma, you will be able to ask questions directly from them and their customers. The participation is not compulsory, but it is good to ensure at least one member of your team is present at the event.

The Varma hackathon will start on 24.03. at 4pm at HUB13. The hackathon timing is 24.03 4pm-26.03 3pm, and the agenda as well as the pitch instructions and other practical information will be sent to the selected participants on 20.03. If you have certain time constraints – don’t hesitate to ask, we can figure something out for you. The meals are provided at the hackathon.

On Sunday, the jury will select final 1-4 teams who will proceed to the finals. The finals will take place at Future Digital Finance Forum, and the finalists will receive information about the timing after the hackathon weekend.





Tiina Kurki

Tiina Kurki

Senior Vice-President, Pension Services and IT at Varma

Hanna Kankainen

Hanna Kankainen

Workability Management Director at Varma

Antti Kilpelä

Antti Kilpelä

Service Design Lead at Fjord, Accenture Interactive


Tiina Kurki

Tiina Kurki

Senior Vice-President, Pension Services and IT at Varma

Jyrki Rasi

Jyrki Rasi

Eläkejohtaja, Varma

Jukka Kivekäs

Jukka Kivekäs

Ylilääkäri, Varma


Questions? Contact us!

Alexandra Petrova
+358 45 169 4042

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